All Discussions Tagged 'affordability' - HousingPolicy.org Forum 2015-09-29T10:28:31Z http://forum.housingpolicy.org/forum/topic/listForTag?tag=affordability&feed=yes&xn_auth=no Housing Crisis Led to Worsening Housing Affordability for Older Adults tag:forum.housingpolicy.org,2014-01-23:2423778:Topic:46368 2014-01-23T15:42:45.294Z Janet Viveiros http://forum.housingpolicy.org/profile/JanetViveiros <p>A recent <a href="http://www.aarp.org/content/dam/aarp/research/public_policy_institute/security/2013/loss-of-housing-affordability-threatens-financial-stability-for-older-middle-class-AARP-ppi-sec.pdf" target="_blank">AARP report</a>, <em>Loss of Housing Affordability Threatens Financial Stability for Older Middle-Class Adults</em>, assesses the impact of the housing crisis on the economic security of older adults (50 years and older). The authors found that, unsurprisingly, the housing…</p> <p>A recent <a href="http://www.aarp.org/content/dam/aarp/research/public_policy_institute/security/2013/loss-of-housing-affordability-threatens-financial-stability-for-older-middle-class-AARP-ppi-sec.pdf" target="_blank">AARP report</a>, <em>Loss of Housing Affordability Threatens Financial Stability for Older Middle-Class Adults</em>, assesses the impact of the housing crisis on the economic security of older adults (50 years and older). The authors found that, unsurprisingly, the housing crisis negatively impacted housing affordability for older adults, and as a result, housing cost burdens among older adults increased and spread between 2000 and 2010. Also significant was the uneven impact based on race and ethnicity. Between 2005 and 2009, homeowners of color lost half of their wealth, due in part to growing income gaps between white and other homeowners, and higher foreclosure rates on prime mortgages among households of color.</p> <p></p> <p>Do these results match what you see on the ground? Do you know of innovative programs to address the housing affordability needs of older adults?</p> Grim picture for renters highlighted in recent report tag:forum.housingpolicy.org,2013-12-12:2423778:Topic:46141 2013-12-12T17:57:22.144Z Janet Viveiros http://forum.housingpolicy.org/profile/JanetViveiros <p>Harvard University's Joint Center for Housing Studies recently released a report that explores the nation's rental housing market and rental housing needs, <a href="http://www.jchs.harvard.edu/americas-rental-housing" target="_blank">America's Rental Housing: Evolving Markets and Needs</a>. The findings from the report, summarized in a great <a href="http://housingperspectives.blogspot.com/" target="_blank">infographic</a>, describes the growing renter population, shows how rents have…</p> <p>Harvard University's Joint Center for Housing Studies recently released a report that explores the nation's rental housing market and rental housing needs, <a href="http://www.jchs.harvard.edu/americas-rental-housing" target="_blank">America's Rental Housing: Evolving Markets and Needs</a>. The findings from the report, summarized in a great <a href="http://housingperspectives.blogspot.com/" target="_blank">infographic</a>, describes the growing renter population, shows how rents have increased while renter incomes have fallen, and explains the impact this has on renter households that must cut back on spending in other areas like food, transportation, and healthcare.</p> <p></p> <p>One element of the report that stuck out to me was the discussion of the share of income that lower-income renters spend on energy, <a href="http://www.jchs.harvard.edu/sites/jchs.harvard.edu/files/ahr2013_05-affordability.pdf" target="_blank">as much as 15 percent for renter households earning less than $15,000 are year</a>. Have you read the report? Did anything surprise you?</p>