employer-assisted housing: overview » in-depth case studies

The table below provides basic information about 10 employer-assisted housing programs in communities across the country. Click on the "View case study" link to learn much more about each entry, including an overview of the company and reasons for initiating an employer-assisted housing program, program details, and information on outcomes, benefits, and insights gained as a result of its implementation.

All case studies were prepared by Homes for Working Families and the Metropolitan Planning Council, and were originally published in Understanding Employer-Assisted Housing: A Guidebook for Employers, published by Homes for Working Families in February 2008. View the full Guidebook [PDF] to learn more about employer-assisted housing, its benefits, and how to create and administer a housing benefit program.

Click here, or on the blue Policy heading at the top of the page, to go to the beginning of this section.

Employer & Program Highlights
American Family Life Assurance Company, Inc. (Aflac)

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Columbus, Ga.
  • Employs 4,400 in Columbus.
  • Provides education and counseling, and downpayment and closing cost assistance.
  • 72 percent of program participants cite EAH as an incentive for remaining with the company
Applied Materials, Inc.

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Santa Clara, Calif.
  • Employs 4,000 in Silicon Valley
  • Contributes funds to the Housing Trust of Santa Clara County, a public-private partnership
  • Trust provides downpayment assistance for first-time homebuyers and low-cost financing for developers of affordable homes.
Citizens Financial Group, Inc.

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Providence, R.I.
  • Employs 24,500 nationwide.
  • Provides forgivable loans for downpayments and closing costs.
  • Used research to design a program that increases retention.

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Washington, D.C.
  • Employs 3,000 in D.C.
  • Provides homeownership education and grants toward home purchases.
  • Program designed to recruit and retain pharmacists and other management-level employees.
Harley-Davidson Motor Company

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Milwaukee, Wis.
  • Employs 3,900 at Milwaukee-area facilities.
  • Provides downpayment assistance and credit counseling for employees.
  • "Walk to Work" program encourages employees to invest in transitioning neighborhoods.
Brownstein Hyatt Farber Schreck, LLP (Formerly Hatch & Parent)

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Santa Barbara, Calif.
  • Employs 64 in Santa Barbara.
  • Third-party partner provides a variety of discounts for home purchase, refinancing or rent.
  • Each employee retained equals a 60-to-1 return on program investment.
Northrop Grumman Corporation

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Long Island, N.Y.; Pascagoula, Miss.
  • Employs 2,000 at Long Island facility; 11,000 in Gulf Coast region.
  • Provides forgivable loans toward employees' home purchases.
  • Long Island program helps younger, skilled workers live closer to the facility.
The Schwan Food Company

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Marshall, Minn.
  • Employs 2,500 in Marshall.
  • Develops affordable homes, and provides homebuyer education and assistance.
  • Program designed to maintain a stable workforce and recruit employees.
System Sensor

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St. Charles, Ill.
  • Employs 500 in St. Charles area.
  • Provides downpayment assistance and homeownership education.
  • Program has reduced turnover and decreased workers' compensation claims.
University of Chicago and University of Chicago Medical Center

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Chicago, Ill.
  • Employ 14,000.
  • Provide interest-free forgivable loans and homeownership counseling for employees.
  • Program encourages investment in transitioning neighborhoods.
Excerpted from Understanding Employer-Assisted Housing: A Guidebook for Employers. 2007. Prepared by Homes for Working Families and Metropolitan Planning Council.